Convert-A-Check, started out over 10 years ago as an ACH and check service processing company. Today, Convert-A-Check has expanded its focus to provide products and services for consumers and businesses offering deferred payment plans that enable consumers to defer their payments from 90 days up to 12 months.

The team has dedicated their experience and knowledge to the financial services and consumer lending industry for the past 20 plus years. Over this period of time we have witnessed the pendulum swing through good economies and bad, alike.  However, never have we seen the type of credit crunch our country is experiencing today. Over the past several years credit has become harder and harder for the average American to obtain.

More than half of Americans can’t get approved for a line of credit today and, according to a report from CNN Money…64% of Americans don’t have a $1000.00 cash for an emergency expense.

 

As a company we have accumulated and have a combined 60+ years of industry experience. Knowing this we came together as a team to work closely with on finding the solution to this credit crisis affecting us all.  We put our collective experience to work and created the CAC program.  Business owners are seeing a tremendous increase in their bottom lines, while consumers are able to afford the goods and services they so desperately need today.

Our pledge to business owners and consumers alike is to provide an affordable, reasonable solution to consumers in order to provide the greatest number of Americans with the means necessary to afford the goods and services they need today.